ELoanz

Asset & machinery finance

Know the weekly cost before you commit to the asset.

Buying through Ritchie Bros NZ? ELoanz is a preferred broker for their New Zealand buyers. From trucks and tractors to excavators, forklifts and cranes, plan the repayments and start your finance enquiry before you commit.

  • Preferred Broker for Ritchie Bros NZ
  • Trucks, plant, machinery and equipment
  • Guide repayments, then broker-led follow-up
Start my enquiry Plan my budget

Guide repayment only. Not an approval or loan offer. Subject to lender criteria, affordability, asset details, terms, fees, and documents.

Wheel loader loading a dump truck at a quarry

Broker-led follow-up

Your price, deposit, term, and seller path reach the ELoanz team before any formal lender step.

Plan your asset repayment before you commit.

Set a weekly budget or a purchase price, then adjust deposit, illustrative rate and term. Use the guide to plan before bidding or committing to equipment.

$250
17.95% p.a.
20%
5 years

Why start here

Know the numbers before the bidding starts.

Auction deadlines leave little room

Start your enquiry while you're reviewing the equipment, so there's time to discuss the finance process before you bid.

Finance terms vary by asset type

Deposit, term, and lender criteria differ depending on what you're buying and how it's used.

The purchase price is only part of the cost

Allow for applicable GST, buyer fees, transport and lender fees when planning the total purchase. Check what's included in the listing price.

Why ELoanz

Bring the equipment details. Start with a clear enquiry.

Share what you're buying, how you'll use it and your purchase timeframe with the ELoanz team.

Purchase context captured upfront

Amount, deposit, term, and asset details land with the broker before any lender conversation starts.

Equipment and use matter

Share the make, model, age and intended use. Lender criteria can differ between a truck, tractor and excavator.

Guide repayment before commitment

See a weekly figure for planning before you finalise the purchase or sign anything.

No pretend approval

Guide repayments only. Formal finance depends on lender checks, asset details, documents, and fees.

Equipment finance enquiries

From the farm to the worksite.

Explore finance for the range of equipment sold through Ritchie Bros NZ. Each enquiry is subject to the asset details and lender assessment.

Backhoe loader with a wide front bucket at a worksite

Earthmoving & construction

Excavators, wheel loaders and dozers for earthworks, civil construction and site preparation.

Tipper truck beside a wheel loader at a quarry

Trucks & transport

Trucks, trailers and fleet additions for moving equipment, materials and freight.

Tractor pulling cultivation equipment across a field

Tractors & agriculture

Tractors and agricultural machinery for farm work, seasonal needs and equipment upgrades.

Crane and workers at a construction site

Forklifts & lifting equipment

Forklifts, cranes and handling equipment for yards, warehouses and construction sites.

Start my enquiry

Enquiry only. Availability and finance depend on the equipment and lender assessment.

How it works

Plan the purchase, then discuss the finance.

Use the calculator for a guide, then send your equipment and purchase details through the Penny enquiry form.

  1. Work out a planning figure

    Use the calculator to explore purchase price, deposit, illustrative rate and term. The result is a guide, not an approval.

  2. Share the equipment details

    Start your enquiry and tell us the asset type, intended use and purchase timeframe. Have the Ritchie Bros listing or lot number ready.

  3. Prepare useful documents

    ID, income or financials, and asset details may help if the enquiry moves forward.

  4. Discuss formal next steps

    If it fits, next steps are subject to lender criteria, affordability, documents, terms, and fees.

After you submit

A planning guide before any lender decision.

Your enquiry goes to the ELoanz broker team with the purchase amount, deposit, term, and asset context already captured. No cold-start phone call where you re-explain everything.

Related finance options

Choose the page that best matches the purchase and business context.

FAQ

Common questions

Answers to common asset finance enquiry questions.

How much can I borrow?

The amount is driven by affordability - how the proposed repayments fit with your disposable income and wider circumstances. The lender assesses this during the formal application process.

What interest rate do you charge?

ELoanz does not set a rate on this website. Any rate offered by a lender can vary based on factors such as credit rating, repayment history, home ownership, and stable renting status.

How long will the term of the loan be?

Available terms depend on the finance purpose, asset, affordability, and lender criteria. The ELoanz team can explain what may be relevant after reviewing the enquiry.

What happens after I submit an enquiry?

The ELoanz team reviews your purchase context and contacts you about possible next steps. Any formal finance depends on lender assessment and your consent.

Next step

Have a machine in mind? Start the conversation.

Send your enquiry to ELoanz, a preferred broker for Ritchie Bros NZ. Share the equipment, purchase amount and timeframe so we can discuss next steps.

Start my enquiry
  • Enquiry only
  • Guide repayment, not approval
  • Formal finance subject to lender assessment

Or call us: +64 21 862 155