Supplier timing can rush decisions
Stock availability or delivery windows can force a commitment before finance is sorted.
Asset finance enquiry
Know the weekly cost before you commit to the asset.
ELoanz works with lenders across New Zealand to help businesses and individuals finance the assets they need. Start an enquiry to get a guide repayment for planning before the purchase decision is made.
- Guide repayment in about two minutes
- Business or personal use assets
- Broker-led - no cold-start phone call
Guide repayment only. Not an approval. Subject to lender criteria, affordability, asset details, terms, fees, and documents.
Broker-led follow-up
Your price, deposit, term, and seller path reach the ELoanz team before any formal lender step.
Plan your asset repayment before you commit.
Set a weekly guide repayment and adjust deposit, rate, and term to see your estimated purchase range. Know the numbers before the supplier or availability window closes.
Why start here
Asset purchases move quickly when availability is limited.
Finance terms vary by asset type
Deposit, term, and lender criteria differ depending on what you're buying and how it's used.
Costs can surface late
Establishment fees, documentation, and term structure can shift the weekly cost once the process starts.
Why ELoanz
Be ready before the supplier sets the deadline.
One enquiry. Weekly cost, purchase context, and broker follow-up - captured in one pass.
Purchase context captured upfront
Amount, deposit, term, and asset details land with the broker before any lender conversation starts.
Business or personal
Whether the asset is for business or personal use, use the same enquiry path.
Guide repayment before commitment
See a weekly figure for planning before you finalise the purchase or sign anything.
No pretend approval
Guide repayments only. Formal finance depends on lender checks, asset details, documents, and fees.
Who starts here
Buyers who want the numbers sorted before the purchase decision.
A guide repayment changes the conversation - you go in knowing the weekly shape, not guessing.
Business equipment
Tools, machinery, or technology for the business. Sort the finance before the supplier sets the deadline.
Fleet additions
Adding a vehicle or asset to an existing fleet. Frame deposit, term, and repayment before committing.
Larger one-off purchases
A significant asset purchase where the weekly cost needs to be mapped before the deal is finalised.
Start my enquiry
Takes about 2 minutes. Guide only, not an approval.
How it works
From enquiry to guide repayment and broker follow-up.
Online first, then a guide repayment and broker-led follow-up if it fits.
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Share the purchase context
Amount, deposit, term, asset type, and contact details online.
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See your guide repayment
Use the guide to decide whether the deal is worth pursuing. Not an approval.
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Prepare useful documents
ID, income or financials, and asset details may help if the enquiry moves forward.
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Discuss formal next steps
If it fits, next steps are subject to lender criteria, affordability, documents, terms, and fees.
After you submit
A planning guide before any lender decision.
Your enquiry goes to the ELoanz broker team with the purchase amount, deposit, term, and asset context already captured. No cold-start phone call where you re-explain everything.
Related finance options
Explore asset and business finance options
Choose the page that best matches the purchase and business context.
Plant & Equipment Finance
Plan a major plant or equipment purchase before supplier and project deadlines take over.
Learn more about Plant & Equipment FinanceSME & Business Finance
Start with the wider funding purpose, amount, intended use, and business context.
Learn more about SME & Business FinanceFAQ
Common questions
Answers to common asset finance enquiry questions.
How much can I borrow?
The amount is driven by affordability - how the proposed repayments fit with your disposable income and wider circumstances. The lender assesses this during the formal application process.
What interest rate do you charge?
ELoanz does not set a rate on this website. Any rate offered by a lender can vary based on factors such as credit rating, repayment history, home ownership, and stable renting status.
How long will the term of the loan be?
Available terms depend on the finance purpose, asset, affordability, and lender criteria. The ELoanz team can explain what may be relevant after reviewing the enquiry.
What happens after I submit an enquiry?
The ELoanz team reviews your purchase context and contacts you about possible next steps. Any formal finance depends on lender assessment and your consent.
Next step
Know the weekly cost before the purchase decision is made for you.
Answer the questions, see a guide repayment, and give the ELoanz team useful context for follow-up.
- Enquiry only
- Guide repayment, not approval
- Formal finance subject to lender assessment
Or call us: +64 21 862 155