Terms

Terms of Use

Enquiry only

This website is a finance enquiry tool, not a credit application or offer of credit. Any repayment figure shown on the site is a guide for planning purposes. It is not an approval, quote or commitment from any lender.

Financial advice and introducer role

ELoanz may provide regulated financial advice through an authorised adviser, or may introduce you to a lender without providing advice. When acting as an introducer, no financial advice has been provided and lending decisions - including any rate, fee, term or approval - are made by the lender after their own assessment. See our Disclosure page for full details of how we work, our duties to you, and how we manage conflicts of interest.

Guide repayments and assumptions

Guide repayments shown on this site are calculated against example assumptions (vehicle price, term and an illustrative annual rate). The actual repayment you would be offered depends on the vehicle, deposit, term, lender criteria, fees and the lender's credit assessment.

Information you provide

You agree that the information you provide through the enquiry form is true and complete to the best of your knowledge. See our Privacy Policy for how we handle that information.

Responsible borrowing

You should only apply for finance you can afford to repay. ELoanz does not assess your suitability - the lender will carry out their own assessment. If you are unsure, seek independent financial advice before proceeding.

Changes

We may update these terms from time to time. The current version is always available at eloanz.co.nz.

Eastpoint Financial Limited trading as ELoanz · Company No. 9427252NZCO · FSP1012863 · NZBN 9429053655660