Terms

Terms of Use

The full ELoanz terms of use are being finalised by our compliance team ahead of launch. The summary below describes how this website is intended to be used.

Enquiry only

This website is a finance enquiry tool, not a credit application or offer of credit. Any repayment figure shown on the site is a guide for planning purposes. It is not an approval, quote or commitment from any lender.

Introducer role

ELoanz is a finance introducer. We do not provide regulated financial advice. We introduce customers to lenders and submit enquiries with consent. Lending decisions — including any rate, fee, term or approval — are made by the lender after their own assessment.

Guide repayments and assumptions

Guide repayments shown on this site are calculated against example assumptions (vehicle price, term and an illustrative annual rate). The actual repayment you would be offered depends on the vehicle, deposit, term, lender criteria, fees and the lender's credit assessment.

Information you provide

You agree that the information you provide through the enquiry form is true and complete to the best of your knowledge. See our Privacy Policy for how we handle that information.

Responsible borrowing

You should only apply for finance you can afford to repay. ELoanz does not assess your suitability — the lender will carry out their own assessment. If you are unsure, seek independent financial advice before proceeding.

Changes

We may update these terms from time to time as our process and licensing arrangements are finalised.

ELoanz Limited · Company number 9427252NZCO · NZBN 9429053655660. This page is a working summary. Full terms of use reviewed by compliance will replace it before launch.